BRAZIL
Accelerating digital insurance with cloud-native APIs
BNP Paribas Cardif in Brazil is reshaping the digital insurance landscape through deployment of Cloud and next-generation APIs. Designed to meet the growing demand for seamless, scalable, and highly secure online transactions, these cloud-native solutions are revolutionising how insurance is integrated into partners’ digital ecosystems across the region.
Driving partner growth and digital expansion
With online activation ensuring immediate customer protection, BNP Paribas Cardif meets partners’ expectations for integrated and frictionless sales journeys. The transition to APIs enhances digital engagement, prevents sales disruptions and boosts conversion rates through instant policy activation. Moreover, customers benefit from a seamless, end-to-end digital experience, whilst advanced risk management strengthens fraud detection and security for data exchanges. 3 partners are currently using these APIs, enabling them to process sales of around 1 million unique clients in the last 12 months.
High performance and seamless integration
Launched within eight months only, the new APIs have already outperformed all the previous API versions combined. Offering an availability rate of over 99.5%, these APIs support automated transactions, real-time monitoring, and advanced alert systems. Their ability to dynamically adjust resource consumption ensures cost efficiency and scalability, enabling more than 1 million transactions per month without system strain. By the end of 2025, BNP Paribas Cardif in Brazil projects that 40% of all transactions will be processed online, marking a significant milestone in the future of insurance distribution.
99.5%THIS IS THE AVAILABILITY RATE OF THE NEW APIS
MORE THAN
1 million
TRANSACTIONS PER MONTH WITHOUT SYSTEM STRAIN.
The BNP Paribas Cardif +
“Cloud-native APIs are transforming the way we deliver insurance - faster, more securely, and seamlessly scalable.”
“Digital transformation is not just about innovation, it’s about delivering tangible business value. By moving to cloud-native APIs, we have built a high-performance and fully integrated insurance ecosystem that enhances both speed and security. Our partners can now activate policies instantly, scale efficiently, and provide seamless experiences to their customers. The shift from batch processing to real-time API transactions reduces reconciliation efforts and enables us to pursue our digital sales growth objective. With 3 partners already on board, and more coming, we aim to offer 30 products by the end of 2025.”